Closing Costs and Prepaid Items you should expect at the closing table you’ll probably pay a variety of expenses as part of your closing costs, when you sit at the table for
I Need A New House NOW WHAT
I don't know your situation, but if you find yourself asking the question, "I need a new house...now what?' more frequently these days, please continue reading. Whether this is your starter home, your dream home, or your downsizing home, the idea of buying a house can be a bit daunting. Let's break down some of the steps:
1. Contact a mortgage loan officer and see about getting pre-approved (unless you are purchasing in cash...then good for you!) If you don't know any mortgage brokers, or just the thought of that is overwhelming, I have a few people I can recommend. I guarantee they can help smooth out any bumps.
2. Contact a REALTOR. Now, of course, I would love if I was that REALTOR, but I'm confident enough in the service I provide that I've been know to encourage potential buyers to check out the "competition." I'm pretty sure you'll be back! Perhaps you are a skeptic and think that there is no need to have a REALTOR, but you're wrong. A good agent can take a stressful situation and make it as stress-free as humanly possible. He/she has expertise you don't have. Would you want a dermatologist performing your open heart surgery? Then why would you want to put one of the costliest decisions of your life into the hands of someone not qualified, namely yourself! And by the way, most of the time, the buyer isn't paying the agent's commission anyway...kind of a no brainer if you ask me!
3. Decide what you NEED in a house and then what you WANT in a house. Those really are two different things. This is my suggestion: Have every person who has a deciding factor in choosing the house make two lists. One with NEEDS and the other with WANTS. Do these lists separate from each other. After the lists are done, compile the lists and keep only the NEEDS and WANTS that line up. Now, don't throw away the rest of the items, but tuck them away just in case. Give your REALTOR that list.
4. House hunt! This in my favorite part, but the part a lot of buyers dread. The thought of driving around looking at homes only to be disappointed feels like a waste of time. IT'S NOT! What it does do is make sure that what you decided in #3 is actually accurate...and leads to you finding that perfect house!
5. Make an offer on a property. A good agent will walk you step by step through the process. It's a lot of paperwork and sometimes waiting, but the end results are worth it. You get to be a homeowner!!
If this post brings up more questions in your mind, or gets you itching to start the house hunt, please contact me at firstname.lastname@example.org or (864)918-3352 and view my website at jessicafranco.jacksonstanley.com to get a head start!
I was a domestic paralegal for 8 years prior to Real Estate. Since I have been in Real Estate I have grown to love this business, even though it does have it's challenges; it is very exciting. There i....
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29639 - Due west offers this gorgeously remodeled brick ranch situated on approximately .50 of an acre. This great home is located on college st which is the heart of due west with great proximity